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my goal here is so simple....registered users new their own blog, have an easy way to make posts to it and not have access to other's blogs.

You can designate an owner when creating or editing the blog.

As administrator, Control Panel -> Administration -> Blogs -> Select Blog -> Edit -> enter owner username in "owner"

If you want another access point to the Control Panel you can change the SiteUrls.config controlpanel link

<link name="controlpanel" resourceUrl="controlpanel" resourceName="controlpanel" roles="Registered Users" /> 

Hope that helps,

Dave